Conversion & restoration
€250,000
A commercial building converted to residential use, or a restored listed building, anywhere in Greece.
- Nationwide
- No 120 m² minimum
- Conversion completed before you apply
How much you invest, what you pay on top of the property, and the government fees for you and your family — with no surprises.
Minimum real estate investment
Typical purchase costs on top
Main applicant government fee
Extra investment for family members
Rules in force since 1 September 2024. Each option is a single property purchase, paid from your own funds.
Conversion & restoration
€250,000
A commercial building converted to residential use, or a restored listed building, anywhere in Greece.
Rest of Greece
€400,000
A residential property outside the prime zones — Crete, the Peloponnese, Halkidiki, mainland cities and smaller islands.
Athens & prime islands
€800,000
Attica (including Athens), Thessaloniki, Mykonos, Santorini and islands with more than 3,100 residents.
Two kinds of cost sit on top of the property price: the fees for buying property in Greece, and the government fees for the residence permit.
Property transfer tax
On the contract price or official value, whichever is higher
Notary
Plus VAT
Lawyer
Plus VAT · depends on scope
Land registry & cadastre
Registering your title deed
Estate agent
If applicable · plus VAT
Application fee
Main applicant
Each family member
Spouse, adult children, parents · minors exempt
Residence permit card
Per person
Health insurance
Required for every applicant · varies by age and cover
Document certification
Apostilles, sworn translations
Buying a new-build? The 24% VAT on new properties is suspended until 31 December 2026; eligible new builds pay the 3.09% transfer tax instead. We confirm the tax treatment for each property before you commit.
Cost estimator
Choose a route, enter a property price and your family size for an indicative budget. Your advisor will confirm exact figures.
Investment route
Adults applying (incl. you)
Children under 18
Estimated total budget
€423,608 – €427,608Indicative only. Excludes VAT on professional fees, health insurance, translations and our advisory fee. Transfer tax is calculated on the contract price; it may be higher if the property's official value is above it.
Book a private consultation. An advisor will confirm your eligibility and map out your personal timeline.
Fill out the form below, and we will be in touch shortly.